Guaranteed Investment Certificates (GICs)

Guaranteed investment certificates

We have access to rates of over 32 financial institutions available across the country. Investing successfully in guaranteed investments is not always as simple as just choosing the top rate. There are a variety of GIC options an investor can choose from; length of term, risk level, early withdrawal. Our job is to match you with the right product to maximize your investment.

A fixed-rate GIC offers a consistent interest rate over the life of the investment. These are usually locked-in for the length of the term. These are a good option for investors who are closer to retirement and want a stable investment with minimal risk. They are also a good option for investors who want to diversify a piece of their portfolio into a lower risk product. 

You can choose a GIC product that fluctuates with the prime interest rate or market, both offer higher returns and still guarantee a return of the original investment. These are often good options for people who have more time to invest and are looking for flexibility with their investments.