I have had some business owners in the past tell me that they didn’t need a HSA plan as their accountant had been writing-off all their medical receipts. Upon further inquiry it was found that medical receipts were gathered for their personal tax return and not their corporate return.
We have access to rates of over 32 financial institutions available across the country. Investing successfully in guaranteed investments is not always as simple as just choosing the top rate. There are a variety of GIC options an investor can choose from; length of term, risk level, early withdrawal. Our job […]
Market Linked Guaranteed Investments
Guaranteed Minimum Withdrawal Benefit Plans (GMWB) provide a minimum guaranteed retirement income that will last for life regardless of the performance of the underlying investment. It further offers the opportunity to benefit from market growth and allows you the flexibility to potentially lock-in higher guaranteed income in the future or take […]
Payout annuities can be an integral part of a retirement investment plan as it pertains to providing the guaranteed necessary income to cover your fixed expenses in retirement. Payout annuities have increasingly become popular in the past few years because of their easy, low-risk and conservative approach to financial planning for […]
1. What do segregated funds and mutual funds have in common? Handled by professionals – Segregated funds, like mutual funds, are handled by expert money managers. These are people with the necessary skills and experience in handling money. They’re also able to explain the details of this type of investment to you.