Guaranteed Investments

There is a wide range of investment products offered by insurance companies that are excellent for preservation of capital and/or estate planning.

Guaranteed Investment Funds

  • Creditor Protection
  • By-pass Estate (naming beneficiary)
  • 75-100% of Principal Guaranteed (even market-related products)
  • Lower Management Expenses for higher deposits (with some companies)

Guaranteed Minimum Withdrawal Benefit Plans

  • Guaranteed Income For Life
  • Principal Guarantees
  • Creditor Protection
  • By-pass Estate

Guaranteed Interest Accounts (Similar to GICs)

  • Guaranteed Income For Life
  • May Qualify for Pension Income Credit
  • Principal Guarantees
  • Creditor Protection
  • By-pass Estate
Providers
Manulife financial
Sunlife financial
empire life
RBC insurance
BMO Insurance
GIC Direct